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August 2022

Can I go swimming after a piercing?

Body piercings are certainly nothing new as it has been believed to date back more than 5000 years ago.  Nowadays, it is considered fashionable and trendy. Piercing is mostly done by teenagers and young adults either as a fashion statement or confidence but it does not mean older people are restricted to do so. Since piercings are beauty accessories a person will be wearing the whole time, there probably be concerns if it might affect a person’s decision to do some daily life activities. A person might be finding a doctor and ask, “can I go swimming after a piercing?”.

 In short,  the answer is no. It is advisable not to swim at least the first 24 hours after a piercing is done and ideally to wait until it is fully healed before immersing your body in water. This is because a new body piercing causes the skin to be inflamed temporarily. An inflamed skin can be easily infected as the skin barrier against infection is compromised. Hence, a person should avoid swimming in the pool, lakes, river, sea and even hot tubs. Generally, healing times can vary to the body parts. Take multivitamins for better health.

 Below are rule of thumb that may help you recognize a fully healed skin:

  • Ear lobe/ top of the ear- 6 to 8 weeks
  • Nose- up to 6 months
  • Tongue- 2 to 4 weeks
  • Navel (belly button)- 6 months to 1 year

 Having a body piercing is certainly not all sunshine and roses because having one means someone is at risk for infection especially when the piercing is still fresh. Cellulitis is the most common infection affecting the pierced area due to bacterial infection such as staphylococcus and streptococcus species. Individuals is at risk for sexually transmitted infections such as Chlamydia trachomatis and Neisseria gonorrhoea when having genital piercings.

 Cellulitis is a skin disorder characterised by the very red or dark colour of the affected skin, swollen, feeling warm or hot, painful upon touch and possibly the piercing site oozing with fluid such as pus or blood. Infection may also cause a person having fever, feeling tired easily and in the worst case may even cause alteration of consciousness. Treatment offered depends on the severity of the infections. In mild infections, warm compress and over-the-counter topical antibiotics may help reduce the pain and inflammation. Doctors sometimes would prescribe oral antibiotics according to severity of the infections or the piercing body parts such as cephalexin, trimethoprim/sulfamethoxazole or ciprofloxacin. Minor surgery like incision and drainage will be done for patients with abscess to help reduce the pain and to speed recovery. Treatment usually needs 5 days but sometimes can be extended when there is no sign of improvement. Patients might be offered for tetanus vaccination or booster if patients have not received any of it for the last five years.

Therefore, a person getting a piercing done needs to prevent themselves from getting an infection by practising good hygiene and making sure the pierced area is clean. Here are some tips to keep your piercing stay on put and a healthy you:

  1. Before getting those nose jobs or any piercing, do some research before walking into any piercing parlour. Make sure they are trusted, certified and practising proper sterilisation techniques.
  2. Ensure a clean and dry area of the piercing.
  3. If you are advised to clean the piercing area, gently clean it using sterile saline solution designated for wound cleaning. It should be cleaned as necessary and not over-cleaning.
  4. Any bedding or clothes that may be in contact with the area around the piercing need to be in a clean state.

References:

https://www.nhs.uk/common-health-questions/lifestyle/can-i-go-swimming-after-a-piercing/

https://www.ncbi.nlm.nih.gov/books/NBK537336/

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Know How Critical Illness Insurance is Different from Health Insurance

What is Critical Illness Insurance? How is it Different from Health Insurance?

If you are a novice and not familiar with health insurance, you might think, “what is health insurance?

Well, during the surging epidemic, the entire world realizes that medical emergencies are unpredictable. Also, it is very likely to inflict a financial upheaval which is intimidating and tremendously difficult to handle. And while the infection rate continues to multiply even after vaccines, people now understand the importance of health insurance plans.

On the other hand, medical expenses are going higher and higher. Thus, accessing excellent hospitalization and medical facilities can be financially strenuous. So, acquiring the best health insurance in India can efficiently provide added protection to you and your family.

Acquiring critical illness insurance is also important for a health insurance policy. Besides taking care of your loved ones, it will give you financial confidence for treating certain critical illnesses. Thus, we can rightfully say that a health insurance policy is extremely useful for successfully beating medical treatment inflation.

Today, this article will familiarize you with critical illness insurance. Further, you will learn how it is different from health insurance. Let’s get started.

Critical Illness Insurance Policy – What is it?

The critical illness policy covers certain life-threatening and critical diseases, including heart attack, cancer, renal failure, etc. This policy grants a lump sum amount for covering all exorbitant medical expenses related to critical illnesses. Remember, the payout is made only on the specific conditions on a predefined list included within the policy.

What are the Features of Critical Illness Insurance Plans?

It is always essential to choose the best critical illness insurance plans. This will not only give you confidence about your finances but also give you the courage to adhere to the best treatment.

Here is a comprehensive listing of all the critical illness insurance plans:

  • Lump-Sum Payment Option

When it comes to critical illness insurance plans, insurers provide a lump sum payment. Thus, you can use the paid amount for treating all the covered critical illnesses.

  • Complete Coverage of Critical Illness

Critical illness health insurance provides coverage for up to 20 major critical illnesses. Some of the critical illnesses include cancer, tumor, heart ailments, kidney failure, etc.

  • Exceptional Tax Benefit

With the best critical illness insurance cover, you can efficiently save taxes under section 80D of the income tax act. Remember that this tax benefit is only offered for the premium amount.

  • Incredibly Easy Claim and Settlement Process

Whenever it comes to acquiring the best critical illness insurance covers, ensure that there is zero involvement of third parties. This will help in seamlessly claiming and settling all your processes.

  • Guaranteed Renewal

You’ll always get assured renewal whenever you acquire critical illness insurance from the best insurance providers. And for this indefinite policy renewal, only your residential city and age are taken into consideration.

Health Insurance Plan vs Critical Illness Insurance Plan

Having a health insurance policy is not enough for treating critical health issues. It is because they are highly expensive and exceed the coverage amount provided by health insurance plans. Let’s take a quick look at how a critical illness insurance plan is different from a health insurance plan.

Critical Illness Insurance PlanHealth Insurance Plan
It grants coverage to all life-threatening diseases like permanent paralysis, cancer, tumor, etc.It grants comprehensive health insurance coverage which includes hospitalization expenses as well.
It provides coverage for up to 20 critical illnesses.It provides coverage for various aspects which includes pre-hospitalization and post-hospitalization expenses.
It is not important for hospitalization to acquire the benefits. Only a simple diagnosis is enough for receiving the lump sum payment.The insured amount is reimbursed only when any bills showing hospitalization expenses are submitted.
It usually comes with a waiting period which entirely depends on the severity of illness.It has a typical waiting period of at least 30 days.

To Conclude

Treating any critical illness without a critical illness insurance cover can significantly wipe out your entire savings. So even if you have a health insurance plan, obtaining critical illness cover is equally important.

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